Student Loan Angel solution
Public Service Loan Forgiveness (PSLF)
PSLF can cancel the remaining balance on Direct Loans after 120 counting payments while working full time for a government or nonprofit employer. Certifying employment and auditing the payment count is the core of the work.
Eligibility requirements
- Full-time employment with a government agency or a 501(c)(3) organization
- Direct Loans, or consolidation of other federal loans into a Direct Loan
- Payments under a counting repayment plan, with employment certification forms kept current
Timing and considerations
Rules, payment counts, and forms can change. Verify your progress and your employer on StudentAid.gov.