Payments are too high
Federal or private
Compare repayment paths and questions for your servicer.
Bilingual guidance from Student Loan Angel and Knight Law Group
Turn student loan confusion into clear next steps.
Student Loan Angel is a DBA of Knight Law Group, LLP. For people with federal loans, private loans, or both: organize your situation, review official sources, and understand the next steps Knight Law Group may evaluate with you.
Start evaluation Explore options first
The evaluation takes about 5–10 minutes and never requests an SSN, FSA ID, password, or payment information.
Who we are
Student Loan Angel is operated by Knight Law Group, LLP. Attorney Roger Kirnos (California State Bar No. 283163) supervises file review. You can verify his license through the State Bar of California.
Contact the firm at 10250 Constellation Blvd., Suite 2500, Los Angeles, CA 90067, +1 (424) 239-1054.
Find a path for your situation
Investigate high payments, public service, default, disability, school closure or conduct, private loans, or simply where to begin. These paths do not determine eligibility.
Public service
Mostly federal
Understand what to review about PSLF and your employment history.
Default or collections
Federal or private
Find official resources and options based on loan type.
Disability
Mostly federal
Review official discharge sources and documentation.
School closure or conduct
Mostly federal
Explore official processes connected with your school.
Private loans
Private
Prepare lender questions and find consumer-protection resources.
I do not know where to start
Federal, private, or both
Organize what you know and receive an initial next-step list.
How the guidance works
Answer general questions; a person reviews your situation using content supported by official sources; receive options, useful questions, and links. Official actions stay with the agency or your servicer. Any Knight Law Group representation requires a separate written agreement.
What you will receive
An educational response with next steps, information you may gather, and official sources. Student Loan Angel does not service loans, submit applications, or guarantee eligibility, savings, or outcomes.
Clear sources, human review, and visible limits
We are not a government agency. Content is reviewed before publication, shows sources on detail pages, and protects your data. Be wary of guarantees, pressure to pay, or requests for your FSA ID.
Confirm and act in the right place
Use StudentAid.gov for federal loans, your servicer or lender for accounts and payments, CFPB for consumer protection, and FTC for scam warnings.
StudentAid.gov · Servicers · CFPB · FTC
Content reviewed under our editorial policy. Sources checked: .
Did we call or text you?
Use this information to identify legitimate Student Loan Angel outreach before sharing information.
Jessie is an AI assistant who may collect basic information about your loans during a call. Case managers are people. You can ask to speak with a person at any time.
| Confirmed number | Student Loan Angel — verification and callbacks |
|---|---|
| +1 (424) 239-1054 | Student Loan Angel — verification and callbacks |
Our usual availability is Monday–Friday, 10 a.m.–6 p.m. Pacific Time. These hours describe when the team is available; they do not promise a callback within a specific time.
If you do not want more calls, tell the caller or send us your preference through the Contact page.
We are preparing the customer-service SMS program. It is not yet accepting enrollment or sending messages. The SMS Terms explain separate consent, variable frequency, possible rates, STOP, and HELP before activation.
Request a callback · Read the SMS Terms · Read the Marketplace Disclosure
Frequently asked questions
How much does the evaluation cost?
There is no charge for the initial evaluation. If Knight Law Group offers representation or a paid service, it will be explained separately and require a written agreement. The evaluation does not create an attorney-client relationship.
What information should I share?
General information and contact details for a response. Never share an SSN, FSA ID, password, account number, or payment information.
Does Student Loan Angel determine whether I qualify?
No. The entity responsible for the program or loan makes any eligibility decision.
Do you cover federal and private loans?
Yes. The evaluation can organize federal loans, private loans, or both, though their options and sources differ.
Do you service my loan or submit applications?
No. StudentAid.gov, your servicer, lender, or the responsible entity keeps those functions.
Who would provide legal services?
At initial launch, Knight Law Group, LLP evaluates any possible legal service. Separate referrals to independent professionals may be offered later with their own authorization.
Student Loan Angel is operated by Knight Law Group, LLP. File review is supervised by attorney Roger Kirnos (California State Bar No. 283163). +1 (424) 239-1054