Student Loan Angel solution
Defaulted Loan Resolution
Getting out of default stops wage garnishment, tax refund offsets, and collections. The main routes are rehabilitation, consolidation, and in some cases bankruptcy; the choice depends on your situation.
Eligibility requirements
- Federal loans in default, with or without active garnishment or offsets
- Collection letters, garnishment order, and income documents
- Rehabilitation can only be used once per loan
Timing and considerations
If a lawsuit has already been filed, the route shifts to legal defense. Act before a garnishment starts.