Educational resource
Deferment and Temporary Forbearance
Deferment and forbearance may pause or reduce payments temporarily in eligible circumstances, but interest may continue to accrue.
Eligibility requirements
- Identify whether a deferment offers better interest treatment
- Apply through the servicer and keep confirmation
- Compare an income-driven plan first
Timing and considerations
A pause can increase total cost. Review how interest will be treated before accepting.