Student Loan Angel solution
Chapter 7 + Discharge Lawsuit
Combines Chapter 7 bankruptcy with the student loan discharge lawsuit in one plan: other debts are cleared first, then the undue-hardship lawsuit is filed. Attorney service, in California.
Eligibility requirements
- Meeting both the Chapter 7 and the discharge lawsuit requirements
- California residence, with no Chapter 7 discharge in the last eight years
- The union of both document lists: income, taxes, budget, medical records, NSLDS
Timing and considerations
Chapter 7 is filed, the creditors' meeting is held, then the lawsuit is filed. The timelines of both processes add up.