Student Loan Angel solution
Chapter 13 Bankruptcy
Chapter 13 reorganizes your debts into a three-to-five-year repayment plan and can protect a home or catch up a mortgage. A co-counsel attorney handles the plan while the firm coordinates the student loan side. Available in California.
Eligibility requirements
- California residence and regular income to support the plan
- Debts within the Chapter 13 limits
- Income documents, mortgage arrears notice, and NSLDS report
Timing and considerations
Any co-counsel involvement and fee split is disclosed and approved in writing before work begins.