School Misconduct Relief
If your school made false promises, closed before you graduated, or certified you for loans you didn't qualify for, federal law may erase your debt entirely. Our attorneys review school misconduct claims for free — and they know exactly how to make them stick.
Programs available to you
The federal government built these programs because it recognizes that some schools defrauded the borrowers they were supposed to serve. If you attended a school that lied about job placement, closed without warning, or violated the rules around loan certification, there are real federal programs designed specifically to erase those loans — and we help you apply for them.
If your school made false or misleading claims about job placement rates, expected salaries, accreditation, or program quality, you can file a Borrower Defense claim. If approved, your loans are discharged in full and past payments may be refunded. This applies most often to for-profit schools, but not exclusively. — Misrepresentation
If your school closed while you were enrolled, or within 180 days after you withdrew, you are entitled to a full discharge of the loans you took out for that program. You don't need to prove hardship. The school closed. You didn't get what you paid for. — School closure
Schools must confirm you meet eligibility requirements before certifying your loans. If your school falsely certified your eligibility, forged your signature, or improperly approved you for loans you didn't qualify for, those loans can be fully discharged. — Improper certification
When a student withdraws, federal regulations require the school to return a portion of tuition to your loan servicer. If your school kept that money and never sent the refund, you may be eligible to have that unpaid amount discharged from your balance. — Missing refund
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The process
You don't need documentation, legal knowledge, or anything other than your story. Our attorneys build the claim and file it on your behalf.
We identify which programs apply to your situation — Borrower Defense, closed school, false certification, or unpaid refund — and map out the strongest available claim.
We pull regulatory records, court filings, and any state or federal actions against your school. In many cases, our attorneys already have the documentation needed to file.
Our attorneys prepare and submit your application directly to the Department of Education, with a complete legal argument for why your loans should be discharged.
We monitor your claim status, respond to any requests from the Department of Education, and follow up until you receive a final decision. You don't have to manage any of it.
Real results
$48,000
"They told me the degree would get me a job earning double my salary. I ended up owing $48,000 and working the same job. The attorneys got every cent discharged." — Lisa M. · Business program graduate · ITT Tech
$31,000
"My school shut down six weeks before my graduation. I never got my degree. They handled the discharge in about four months with no hassle on my end." — Carlos R. · Corinthian Colleges borrower · 2015 closure
$19,500
"The school certified me for loans I never qualified for. Once the attorneys laid out the case, the discharge came through quickly." — Tanya W. · Medical assistant program · Approved 2024
Common questions
No. There is no rigid statute of limitations on most closed school discharge claims. Our attorneys are also actively tracking group discharge actions that cover large numbers of borrowers from the same school at once, which can significantly speed up the process.
Borrower Defense can apply to misconduct that occurred before or during your enrollment, even if you graduated. If the school misrepresented what your degree would be worth in the job market, you may still have a valid claim.
These discharge programs apply specifically to federal loans. For private loans taken out for a school that committed misconduct, our attorneys pursue separate legal strategies including debt defense and settlement negotiations.
Misrepresentations about job placement rates, expected salaries, program accreditation, ability to transfer credits, and the school's own financial stability can all form the basis of a Borrower Defense claim. Our attorneys review your specific situation and identify what applies.
Group discharges — where the government handles a large class of borrowers from the same school at once — can move faster. Individual claims take more time but allow for a stronger, tailored argument. Our attorneys manage everything for you.
Accreditation doesn't protect a school from Borrower Defense claims. If the school made material misrepresentations regardless of its accreditation status, you may still qualify. The key is what they told you and whether it was accurate.
From the blog
School Misconduct
Borrower Defense rules depend on when each loan was made or consolidated. Learn the standards, evidence, deadlines, and exact limits of historical group relief.
School Misconduct
Corinthian and ITT have defined historical group determinations. DeVry's common facts support individual applications, while separate FTC actions had different amounts and effects.
School Misconduct
Personal files can help but are not the only possible evidence. Build a truthful, date-specific record that addresses the governing standard, reliance, and harm.
If your school failed you, the government may agree. Our attorneys review school misconduct claims for free and tell you exactly whether you have a case — before you commit to anything.
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