Our Legal Team

The Attorneys Fighting For You

Every attorney at Student Loan Angel is a licensed specialist in student debt law. We don't dabble — we fight for borrowers every single day.

Years combined experience
20+
Client approval rate
97%
Debt discharged or reduced
$180M+
Free case review
100%

Managing Partner

Photo Coming SoonManaging Partner · CA Bar #298441

Founding Attorney

Sarah Chen

Managing Partner · Student Loan Law

California Bar #298441 · Licensed since 2008

Sarah founded Student Loan Angel after spending eight years at a federal education agency, where she witnessed firsthand how many borrowers were unknowingly eligible for relief. She has since helped thousands of clients — from public school teachers to veterans — navigate forgiveness programs, discharge proceedings, and income-driven plans that changed their financial lives.

A former adjunct professor of education law at UCLA Extension, Sarah brings both the technical mastery and human empathy that student loan cases demand. When your case is in her hands, you will know exactly where you stand — and exactly what she's doing about it.

  • PSLF
  • IDR Plans
  • Borrower Defense
  • Bankruptcy Discharge
  • Federal Loan Programs
  • Super Lawyers 2022–2025
  • Avvo 10.0 Superb
  • AV Preeminent
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The full team

Every specialty covered

Our attorneys specialize in every major category of student loan relief. Wherever your situation falls, we have the expert for it.

Michael Torres

Senior Partner

  • Bankruptcy
  • Undue Hardship
  • Discharge

Michael has litigated over 300 adversary proceedings and is one of the most respected attorneys in student loan bankruptcy in the country. He knows when to fight in court — and when to settle for maximum relief.

English · SpanishTX Bar #24067812

Jennifer Martinez

Senior Associate

  • TPD Discharge
  • VA Benefits
  • SSDI

Jennifer spent four years as a disability rights advocate before joining SLA. She has an unmatched record helping veterans, Social Security recipients, and medically disabled borrowers secure Total and Permanent Disability discharge.

English · SpanishFL Bar #110934

David Kim

Associate

  • Borrower Defense
  • School Fraud
  • Closed Schools

David built his entire practice around holding predatory schools accountable. From Corinthian to ITT Tech to newer bad actors, he knows exactly how to document and win Borrower Defense and Closed School Discharge claims.

English · KoreanNY Bar #5512087

Lisa Johnson

Associate

  • IDR Plans
  • PSLF
  • Consolidation

Lisa is the firm's income-driven repayment specialist. She has restructured payment plans for thousands of borrowers — cutting monthly bills in half, sometimes more — and tracks every policy change that could benefit her clients.

EnglishIL Bar #6330147

Robert Patel

Associate

  • Private Loans
  • Settlement
  • Collections

Robert negotiates directly with Sallie Mae, Navient, Discover, and other private lenders. He has successfully settled private loan balances for 40–70 cents on the dollar and defended hundreds of clients against abusive collection practices.

English · HindiGA Bar #715832

Ana Reyes

Of Counsel

  • Teacher Forgiveness
  • Nurse Relief
  • PSLF Appeals

Ana is a former Title I teacher who became an attorney after her own forgiveness claim was denied. She now handles the most complex PSLF disputes and wrongful denial appeals — and she wins them.

English · SpanishAZ Bar #035622

Why it matters who represents you

Not every lawyer handles this

Student loan law is a specialty. Most attorneys have never filed an adversary proceeding or a Borrower Defense claim. Ours have done it thousands of times.

Laser-focused specialty

Every attorney here works exclusively on student loan cases. No distractions, no generalists — just deep, up-to-date expertise in every program that exists.

Licensed in your state

Our team holds active bar licenses across 40+ states. When you work with us, you're represented by a licensed attorney who can practice in your jurisdiction.

Constantly current

Federal student loan policy changes constantly. Our team tracks every regulatory update, court ruling, and program change so your strategy is always based on current law.

No fee until we succeed

Your case review is always free. For most programs, we don't collect attorney fees until you see the relief. You have nothing to lose by finding out what you qualify for.

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